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Q. I had a lumpectomy and lymph nodes removed for breast cancer in January 2013 and was out of work until July due to complications. I have insurance, but am left with a stack of bills that I owe for my care during this year. My insurance has a $600 deductible, and I have to pay 20% of what my insurance does not cover. I am unable to find any help other than for the medication related to the cancer and am extremely stressed over this. My husband is disabled and on a fixed income. Is there any help out there for co-pays and deductibles not related to medication? Thank you for any help you can give me.
Even with insurance, most people will have out-of-pocket costs for their medical care. This can include but is not limited to co-payments, medications, transportation and living expenses such as rent /mortgage, utilities, car payment, insurance and food.
Finding help for out-of-pocket expenses can be a challenge. The following websites offer possible resources:
- The American Cancer Society’s searchable database
- The Patient Advocate Foundation’s National Financial Resource Directory
- The Cancer Financial Assistance Coalition’s searchable database
You may also find additional helpful information in our fact sheets on finding financial assistance in your community:
CancerCare’s staff of oncology social workers can also provide you with emotional support and help you search for local resources: 800-813-HOPE (4673).
Answered by
Vilmarie Rodriguez, MSW, LCSW, Vice President of Patient Assistance and Community Engagement